Smart Tools For Expats + Independent Homeowners Navigating Money, Property, and Financial Decisions in Australia.
Whether you're managing pensions, reviewing contracts, or buying solo — complex decisions made clearer, one step at a time.

👇 Keep scrolling to access free tools

👣 Step 1: Free Financial Clarity Tools

Start with one of these free resources - no fluff, just clarity

  • ✔️ Smart Investing for Expats

    Living across borders? Your investment strategy should, too.

    Whether you're a British expat in Australia, an Aussie investing globally, or just navigating conflicting systems — understanding how retirement and investment accounts compare across the US, UK, and Australia is essential.

  • ✔️ Spend This, Not That - a guide to making smart financial swaps

    Value engineering meets personal finance — a Quantity Surveying principle applied to everyday spending.

  • ✔️ Review Your Next Contract Like a Pro (Freelancer or Expat) - Contract Review Workbook: Questions, Checklist & Tracker

    Know what you’re signing — contract thinking for real people, not just lawyers.


    Commercial clarity for QSs, construction professionals, freelancers and anyone managing personal contracts.

👣 Step 2: Choose Your Focus

Pick what feels most relevant to you right now:

💰 I need better clarity or control on my finances

Simplified tools for budgeting, tax, solo ownership, and planning.

🏗 I work in construction or want QS help

Tools, strategy, and services for infrastructure and cost management

👣 Step 3: Meet the Founder

Learn why I created this space — and what financial clarity really means to me.

Shirley Druyeh

👋 I'm Shirley — an expat living in Sydney, a Quantity Surveyor with legal experience, and a creator exploring what work and wealth can look like today.
I help people navigate life’s most expensive decisions — buying solo, managing cross-border finances, and building a life that actually fits.
I created Dru Cost Consulting to offer one thing: financial clarity in a world that’s only getting messier.


Meet Shirley & Explore the Full Story

👣 Step 4: Work With Me

Whether you’re seeking clarity for your personal life or need a trusted Quantity Surveyor for your next project — there’s a path for you here.

✨ Option 1: Financial Clarity

Tools, guides, and services for solo homeowners, expats, and professionals navigating money decisions that don’t fit the norm.

Explore Financial Clarity Resources & Services

Start With Free Consultation

Explore Financial Clarity Books

Explore Financial Clarity Blog

More templates, tools, and services are in development. Subscribe to be first in line when they launch.

🧱 Option 2: Quantity Surveying

View my portfolio and explore how I support clients with commercial strategy, cost planning, and contract management.

Explore QS Resources

Explore QS Services

Start With Free Consultation

Explore QS Portfolio

Explore QS Blog

More templates, tools, and services are in development. Subscribe to be first in line when they launch.

👣 Step 5: Want to Learn Quietly First?

If you’re still figuring things out, start with a quiet email or a behind-the-scenes journal entry. No pressure, just perspective.

Join the Money & Meaning Newsletter:
A thoughtful note, sent weekly, for people building a life with clarity — not just income.

Each edition shares practical tools, honest insights, and quiet strategies for designing a financially grounded, emotionally spacious, and deeply intentional life.

No noise. No spam. Just a clear signal in a loud world.

Start with the Founder Notes
Real-time reflections on building a business from the ground up

This isn’t just a blog or a business. It’s a rebuild — and you’re welcome to be part of it.
I share lessons, pivots, and quiet wins in real time — raw, reflective, and honest.

Popular Reads

📌 From Construction Sites to Bank Accounts
QS skills that transformed how I manage my money.
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📌 Bought a Home, Now I Want to Work Less
What happens when the dream costs more than money.
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📌 Overconsumption Is Keeping You in Chains
A financial + emotional unpacking of lifestyle inflation.
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📌 Comparing US, UK, and Australian Investments:
A Guide for Expats and Savvy Investors
A practical breakdown of investment rules across the US, UK, and Australia.
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Popular Reads

📌 Climate Change and Sydney’s Property Market:
The Hidden Factor Driving Prices Up
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📌 UK National Insurance Made Simple:
A Guide for Expats in Australia to Secure Their State Pension
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📌 How to Protect Yourself When Buying Property With Someone Else: 7 Lessons I Learned the Hard Way
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📌 Debt, Discipline & That Magic £15K:
How I Built My Emergency Fund (and Started Living on Cash)
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